First-Time Homebuyers: Opening Doors to Your First Home
Buying your first home should be exciting—not intimidating. At Corey Johnson Team, we’re here to turn your dream of owning a home into reality. Worried about down payments, credit scores, or affordability? You're closer to homeownership than you think.
Your First-Time Homebuyer Guide
Our easy-to-follow guide simplifies the entire homebuying process—from the moment you start house hunting to holding your new keys.
Can I Buy a Home?
Discover the factors affecting your purchasing power and how Corey Johnson Team positions you to succeed.
Navigating the Homebuying Process
Finding the right real estate agent is the first step toward finding your ideal home. Once you do, our team will ensure your path to ownership is smooth and clear.
Mortgage Application Made Easy
Learn what you need (and what to avoid) for a stress-free mortgage application process.
Closing Day and Beyond
From final paperwork to moving day, we've got tips to make taking ownership easy and enjoyable.
Advice from Real First-Time Buyers:
● Nina:
“The interest rate matters, but it shouldn’t be the only factor in your decision.”
● Linda:
“Surround yourself with professionals who can guide you confidently into homeownership.”
● Gnorae:
“Never hesitate to seek help—housing counselors and professionals are incredible resources.”
● James:
“Your home is an investment in yourself. Choose wisely, and take pride in ownership.”
Common First-Time Homebuyer Myths
● ❌ Myth: Renting is always cheaper than buying.
● ❌ Myth: Current mortgage rates make homeownership unattainable.
● ❌ Myth: Debt, like student loans, means you can’t buy.
● ❌ Myth: You must have perfect credit.
● ❌ Myth: You need 20% saved for a down payment.
Let us show you the facts and help you understand your real buying power.
Find the Right Loan for Your Needs
We offer multiple home loan options specifically tailored for first-time buyers:
● ✅ Fixed-Rate Loans (Predictable payments)
● ✅ Adjustable-Rate Loans (Lower initial rates)
● ✅ Low Down Payment Options (Flexible affordability)
Helpful Homebuying Tools
● Mortgage Calculators: Instantly estimate your payments.
● Homebuyer Guide: Understand each step in detail.
● Mortgage Terminology: Learn key mortgage terms easily.
Recommended Articles for First-Time Buyers
● Down Payments: How Much Do You Really Need?
● Budgeting Strategies for New Homebuyers
● Understanding Mortgages: What is a Mortgage?
● How to Find the Right Home
● Renting vs. Owning: Benefits of Buying
Ready to Hear "Approved"?
Our mission at Corey Johnson Team is simple: Help you achieve homeownership confidently. Contact us today to start your journey!